[meanyhead]

Deemed "total repairable loss" by insurance.

Had to chase a d*ckhead in a Superduty down the 405 after he hit and ran. Murican Truck may be stronger, but German SUV is faster.
Compensated for ~10k. Never in my life did that sound like such a small number.

Prepare for olive drab raptor paint lol

I only got to enjoy my new Massive Audio install for a couple drives. Some of my best work if I do say.
Components are MA FC6.3 driven by Polk D5000.5 bridged amp 200w RMS

 

[casioqv]

Sucks about the accident :-( I hope you can fix it up, at least it appears to be all on removable panels. If you're still looking for overlanding routes, check out the Arroyo Tapiado Mud Caves in Anza Borrego State Park.

 

[meanyhead]

Sucks about the accident :-( I hope you can fix it up, at least it appears to be all on removable panels. If you're still looking for overlanding routes, check out the Arroyo Tapiado Mud Caves in Anza Borrego State Park.

When dude hit me he blew the air suspension spring. I found a new air spring for $150 and the installation was really not bad at all, 2 hours counting a smoking break halfway. I found a fender at a pick-a-part in tact and from a black touareg for $85. Overall the whole thing was a small inconvenience, but I spent the rest of the insurance money on a gaming pc and nice ass speakers and BFGoodrich KO2s in 285/60r18

Just look at that flex such articulation lol

 

[meanyhead]

What did you think of the parts you got from them? I'll be interested to see how long they last, haven't really seen much on offer for imports from RA that is very high quality.

My go to for parts these days is either FCP Euro (love their lifetime warranty) or idparts.com since I'm a sucker for OEM when replacing parts that I'm not upgrading with aftermarket.

thought it was worth letting you know i am replacing all the front control arms with Moog as it appears the Uro ball joint is already shaky (and my dumb ass only did one side to begin with lol)

 

[SaVAGeSoot]

I think you need more garbage thrown into the passenger side footwell for your next picture!

 

[Touaregman33]

I'm confused didn't this get totaled?

 

[Golf Wang]

I'm confused didn't this get totaled?

total repairable loss. All he had to do was replace the fender lol

 

[meanyhead]

I'm confused didn't this get totaled?

According to insurance companies in california, a total repairable loss means the cost to repair the vehicle is very close to the value of the vehicle. I can fix the car and get it inspected and get issued a salvage title to drive once again. An absolute loss would mean they take my car and crush it lol. But I am now fighting to dispute the assessed value of my car as well as the estimated damages because I don't want a salvage title over this b.s. I was supposed to turn in my title but they can lick my ass. The insurance company assessed my vehicle at $8800 value and estimated over $7000 in damages. There were lots of problems with the evaluation of my car and the comparables they sent me. Who the hell uses cars that are still for sale as comps? I thought they needed to be already sold. I could hypothetically post twenty ads around me asking $50,000 for v10 touaregs and drive the value up that easily in the eyes of insurance. I'm learning all kinds of insane **** about california though. Anyway it just feels wrong that I should have a salvage title for less than $300 in repairs just because insurance companies like to scamaz everything in this state. They straight up told me the insured driver's property damage limits after explicitly telling me they weren't supposed to lol...

also, oh my **** that lower control arm ball joint is such a pain. i actually just called it quits for today so i could get the proper size socket for the hub tomorrow instead of trying to finesse that thing out of there. it pissed me off cuz on the driver side it just popped right out but the passenger side i wasted an hour cursing and wiggling the control arm lol. heads up anyone about to do lower control arms, just get the hub socket and pull the cv it is so much easier. alternatively i see no reason why not to cut the old ball joint stud too but i dont have anything to cut and i figure i'll need the socket eventually

I think you need more garbage thrown into the passenger side footwell for your next picture!

come on be more creative noob i have trash in the cupholders too and i'm listening to old ass weezy that's wack and did you even see the trash in my kitchen lol you can take the boy out the trailer park but you cant take the trailer park out the boy man bless your heart

 

[Touaregman33]

total repairable loss. All he had to do was replace the fender lol

Yes but then he gets a salvage title.

 

[Touaregman33]

According to insurance companies in california, a total repairable loss means the cost to repair the vehicle is very close to the value of the vehicle. I can fix the car and get it inspected and get issued a salvage title to drive once again. An absolute loss would mean they take my car and crush it lol. But I am now fighting to dispute the assessed value of my car as well as the estimated damages because I don't want a salvage title over this b.s. I was supposed to turn in my title but they can lick my ass. The insurance company assessed my vehicle at $8800 value and estimated over $7000 in damages. There were lots of problems with the evaluation of my car and the comparables they sent me. Who the hell uses cars that are still for sale as comps? I thought they needed to be already sold. I could hypothetically post twenty ads around me asking $50,000 for v10 touaregs and drive the value up that easily in the eyes of insurance. I'm learning all kinds of insane **** about california though. Anyway it just feels wrong that I should have a salvage title for less than $300 in repairs just because insurance companies like to scamaz everything in this state. They straight up told me the insured driver's property damage limits after explicitly telling me they weren't supposed to lol...

also, oh my **** that lower control arm ball joint is such a pain. i actually just called it quits for today so i could get the proper size socket for the hub tomorrow instead of trying to finesse that thing out of there. it pissed me off cuz on the driver side it just popped right out but the passenger side i wasted an hour cursing and wiggling the control arm lol. heads up anyone about to do lower control arms, just get the hub socket and pull the cv it is so much easier. alternatively i see no reason why not to cut the old ball joint stud too but i dont have anything to cut and i figure i'll need the socket eventually


come on be more creative noob i have trash in the cupholders too and i'm listening to old ass weezy that's wack and did you even see the trash in my kitchen lol you can take the boy out the trailer park but you cant take the trailer park out the boy man bless your heart

There aren't many comps for v10's. I think that's the issues. Did you take the pay out though? Why did you even go through insurance if it only needed a fender?

 

[Golf Wang]

There aren't many comps for v10's. I think that's the issues. Did you take the pay out though? Why did you even go through insurance if it only needed a fender?

becausw they paid him more than it cost him to fix it. Significantly more. Doesn’t matter it’s a salvage title - it’s already a fully depreciated asset - it’s value cannot really go lower

 

[Touaregman33]

becausw they paid him more than it cost him to fix it. Significantly more. Doesn’t matter it’s a salvage title - it’s already a fully depreciated asset - it’s value cannot really go lower

An 06 with a salvage title will always be worth way less then one with a clean title

 

[meanyhead]

I have had other "car people" cars, for example 300zx, that have a blue book value of almost nothing when everyone knows they are selling for 10k+. To think that a V10 TDI is fully depreciated simply because of time is kinda nonsense. If it was a Jetta, maybe. The touareg has more value for being a rare, niche vehicle to car enthusiasts. I understand not everybody thinks the same way. But I dont think anyone is buying a V10 tdi touareg without knowing what they are doing.

There aren't many comps for v10's. I think that's the issues. Did you take the pay out though? Why did you even go through insurance if it only needed a fender?

He blew the air spring so I wasn't able to drive. I wouldn't have cared if it was only a fender but I was expecting the suspension to be more expensive to fix. I got paid just shy of 10k so I'm very glad I dealt with the nightmare company.

Also, PUPPY!!

 

[PRY4SNO]

Those AMG wheels look great. What's the style/name of those? Wouldn't mind having a look for some locally...

 

[SaVAGeSoot]

Those AMG wheels look great. What's the style/name of those? Wouldn't mind having a look for some locally...

Probably this by the looks of them

Wheel Part Number: OW65266B
2002-2006 Mercedes Benz G Class (463 Type)

Ooops.... didn't give you the site so kinda useless info without it.... my bad

Used Rims & Wheels from OriginalWheels.com

www.originalwheels.com

 

[meanyhead]

Those AMG wheels look great. What's the style/name of those? Wouldn't mind having a look for some locally...

they are known as AMG Ashtaroth wheels. I have heard they are the lightest wheels to ever be on the g-wagen, at least when they came out. they are the only used set i could find locally with the proper lug pattern, but now i wouldn't put any other wheels on lol. I saw this image a long time ago and wanted to make a replica, i just happened to find the same wheels i think i'm going to go OD green raptor paint

 

[Thumper3]

I've been in the insurance and collision repair industry for about 22 years now, 2001 to 2012 that was in CA.

There were lots of problems with the evaluation of my car and the comparables they sent me. Who the hell uses cars that are still for sale as comps? I thought they needed to be already sold. I could hypothetically post twenty ads around me asking $50,000 for v10 touaregs and drive the value up that easily in the eyes of insurance.

That's funny, that's what we used to tell people who disputed the value and sent us these whacked out Craigslist ads for "comps".

Anyway, CA law actually states the comps HAVE to be for currently available vehicle with an exception that you can use sold vehicles as long as it is within 60 days although that was like a decade ago so they might have changed the sold timeframe due to COVID and the rapidly changing car market. The expectation is that you have to be able to go buy a replacement car and cars for sale fit that bill. Again, politicians that are clueless writing laws. The valuation companies don't really use private ads, they like dealers best as they have to call and verify the car. Then started adding a "take value" to the current for sale, basically they would haggle with the dealer and say "Ok man what would you REALLY let the car off the lot for."

Anyway it just feels wrong that I should have a salvage title for less than $300 in repairs just because insurance companies like to scamaz everything in this state.

I thought you said they assessed a $7000 repair bill? In CA there is no percentage just a flat formula of what the car was worth before the wreck and then what the car is worth after the wreck for parts/salvage/wrecker value. Feel lucky, for a time I think it was Indiana had a 50% threshold mandated by the state. $10,000 car? $5000 of repairs totaled it. lol

If you took the settlement already there's not going to be a lot you can do to avoid the title swap.

 

[meanyhead]

Anyway, CA law actually states the comps HAVE to be for currently available vehicle with an exception that you can use sold vehicles as long as it is within 60 days although that was like a decade ago so they might have changed the sold timeframe due to COVID and the rapidly changing car market. The expectation is that you have to be able to go buy a replacement car and cars for sale fit that bill. Again, politicians that are clueless writing laws. The valuation companies don't really use private ads, they like dealers best as they have to call and verify the car. Then started adding a "take value" to the current for sale, basically they would haggle with the dealer and say "Ok man what would you REALLY let the car off the lot for."


I thought you said they assessed a $7000 repair bill? In CA there is no percentage just a flat formula of what the car was worth before the wreck and then what the car is worth after the wreck for parts/salvage/wrecker value. Feel lucky, for a time I think it was Indiana had a 50% threshold mandated by the state. $10,000 car? $5000 of repairs totaled it. lol

If you took the settlement already there's not going to be a lot you can do to avoid the title swap.

I guess it kinda makes sense for insurance companies to count cars for sale as comps since the whole point is to "make whole again," but I have always thought it is dumb to use asking price since that's not really the value of the car it's just what someone wants, and a sold price more accurately reflects the value since more than one person agrees on it. anyway more lessons learned, especially with the deducting value from the asking price for mileage lmao. When I searched the dealer inventories they listed the comps at I did not see any touaregs for sale. In fact in january while i was dealing with them there were NO v10 touaregs for sale at any dealership in america. i was starting to wonder if it is worth doing a VIN check to see if the cars even exist however all this is just to avoid a salvage title and I don't really ever want to sell the car anyway. THEY estimated over 7000 in damages based on a few pictures, but I actually repaired the car for under 300. Not counting alignment my god those have gone up in price lol. I do consider myself lucky as this was actually the third person to hit my car but the first two were only very minor scratches and a bit of paint off my trailer hitch hahah but the ironic part is the scratches from the first accident were exactly where the fender snapped off from the third...

 

[Thumper3]

When I searched the dealer inventories they listed the comps at I did not see any touaregs for sale. In fact in january while i was dealing with them there were NO v10 touaregs for sale at any dealership in america.

So, they would not be restricted to only V10 Touaregs. In a small sample size such as the Toaureg or any other rare vehicle they would be allowed to use different trim/and engines as long as they made an adjustment for them. They can even use a year newer model with an adjustment down. So they could use a V8 gas model as long as they took whatever that asking price was and made an addition for the higher trim level of the V10. Same way with options and mileage. So if there was a V8 gas for sale for $7000k they would add say $1200 (or whatever they figured based on market and original sticker additional cost etc) and THAT would be the "comp" value. Then take all the comps and average them, etc. Eh, enough insurance nerding out, I am much happier in the body shop but when you have a set of skills you end up using them. Especially if I can use them for good and help people out.

THEY estimated over 7000 in damages based on a few pictures, but I actually repaired the car for under 300.

Damn. Personally, if you had no plans to ever sell the car (which it looks like you don't) I would just take the MASSIVE payout and move on with your life rather than spend your energy fighting them. I was going to say you could change the determination by proving what it cost to fix....BUT, obviously if you did that they would take back the money......... And in all honesty with that vehicle the only pool of buyers will be enthusiasts who will at most insist on an inspection before buying and the salvage title wouldn't slow them down much at all after seeing it's not bodged together.

 

[meanyhead]