Disclaimer: I am not a lawyer. This is opinion only.
What you signed is a legal contract. The terms are layed out and both parties agreed. Unless there is a clause that allows the bank to change the terms (with notice, presumably), then they can request you to do this.
However, I do not believe this is possible. I believe the rates and other terms are locked in for the length of your term.
What you signed is a legal contract. The terms are layed out and both parties agreed. Unless there is a clause that allows the bank to change the terms (with notice, presumably), then they can request you to do this.
However, I do not believe this is possible. I believe the rates and other terms are locked in for the length of your term.